Closing Checklist | Mid-State Title & Escrow

Closing Checklist: Get Ready for a Smooth Settlement

This guide helps you confirm nothing is missed before your closing. Go through the items to send in advance and the items to bring on closing day so your closer can keep everything on track.

Closing checklist document prepared for a Mid-State Title & Escrow closing — Review your closing checklist before settlement

Paperwork to Send Before Closing

Kindly send the items below to Mid-State Title & Escrow, Inc. before your scheduled closing:

Real estate sales contract
Any prior title insurance policies that are 10 years old or less, so a re-issue credit can be considered
Buyer's new lender information
Payoff information, including the existing loan number, Social Security number, and phone number
Marital status, since spouses must join in executing all closing documents from the contract through the final Deed, even if they are not on title or the loan
Termite report
Home warranty
Homeowner's insurance
Repair information
Power of Attorney, if one will be used at closing; Mid-State Title & Escrow, Inc. and the lender must review and approve it before closing, and your closer must be able to reach the principal on the day of closing

What to Bring to Your Closing

Please bring these items with you to Mid-State Title & Escrow, Inc. when you attend your closing:

Photo ID, such as a state-issued driver's license, state-issued identification, US Passport, or Military ID
Social Security card
Cashier's check (not an official check) or wire transfer

Closing Checklist: Common Questions Answered

When should I send my documents to Mid-State Title & Escrow?

The checklist above covers the items to deliver before closing. Getting them to us ahead of your scheduled date gives the closer time to review the file and follow up on anything still missing.

Why do prior title insurance policies matter?

If you hold a prior title insurance policy that is 10 years old or newer, the checklist asks you to send it so a re-issue credit can be reviewed. Include it along with your other pre-closing documents.

What if a Power of Attorney will be used at closing?

As the checklist notes, Mid-State Title & Escrow, Inc. and the lender must review and approve the Power of Attorney before closing, and your closer needs to be able to reach the principal on closing day.

Why is marital status requested?

The checklist explains that spouses must join in signing all closing documents, from the contract through the final Deed, even when they are not on title or the loan.

What forms of identification and payment should I bring?

At closing, bring a state-issued driver's license, state-issued identification, US Passport, or Military ID, plus your Social Security card. Funds should come by cashier's check (not an official check) or wire transfer.

Where can I get answers to other title questions?

Head to the Title FAQ's page for answers to common real estate and title insurance questions, or reach out to Mid-State Title & Escrow directly.

More to Explore

Mid-State Title & Escrow subpage layout graphic — Subpage layout

Helpful Links

Home Who We Are Representative Matters Title FAQ's Closing Checklist Contact Us

Getting your paperwork to Mid-State Title & Escrow, Inc. early gives your closer time to review the file and flag anything outstanding before settlement. If a Power of Attorney will be used, remember that it must be approved by both Mid-State Title & Escrow, Inc. and the lender beforehand, and the principal must be reachable on closing day. Bring your photo ID, Social Security card, and funds by cashier's check or wire transfer to keep the appointment running smoothly.